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3.25% APY for a 13-month CD, 2.00% APY for a 5-month CD

Make your money work smarter with a Westerra CD

These rates won't last. Lock in your guaranteed return by December 31st, 2022.

Guaranteed

returns

Invest with certainty. CDs are federally insured and promise guaranteed returns.

Flexible

term lengths.

Choose the timeline that’s right for your financial goals, with 13-month and 5-month term lengths.

Competitive

rates

Get more bang for your buck with a competitive APY up to 3.25%.

Community 


benefits

Keep your money local. When you invest with Westerra, you’re reinvesting in your community.

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No-fee spending account

No monthly fees. No minimum balance required. Just a debit card that helps you earn rewards (like cash back).

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Sounds good but have some questions?

Let’s get you on the line or 
in a branch ASAP dude.

Schedule an Appointment

Offer available to new and existing members on Certificate of Deposit (CD) accounts. IRA CDs excluded from this offer. Membership eligibility and restrictions apply. Federally Insured by NCUA. Annual Percentage Yield (APY) is effective as of 11/1/2022 and ends on 12/31/2022. The minimum balance requirement to open a 5-month CD and earn the advertised fixed APY rate of 2.00% is $500. The minimum balance requirement to open a 13-month CD and earn the advertised fixed APY rate of 3.25% is $500. The APY fixed rate of earnings assumes that the account balance remains at or above the stated minimum balance requirement for the full term of the CD. Penalties may be imposed for early withdrawals. Fees may reduce earnings. At maturity, if you choose to renew your CD, the 5-month CD proceeds will automatically renew at a 3-month CD with the APY earnings base rate of interest in effect at that time. At maturity, if you choose to renew your CD, the 13-month CD proceeds will automatically renew at a 12-month CD with the APY earnings base rate of interest in effect at that time. A grace period for renewal is available. Review the Service Charge and Fee Schedule, the Certificate of Deposit purchase receipt, and the Membership Account Agreements, Disclosures and Information Guide for additional details.