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Certificate of Deposit Rates December 23

Make your money work smarter with a Westerra CD

Lock in your guaranteed return today!

Guaranteed

returns

Invest with certainty. CDs are federally insured and promise guaranteed returns.

Flexible

term lengths.

Choose the timeline that’s right for your financial goals, with terms from 5-months, 13-months and 19-months term lengths.

Competitive

rates

Get more bang for your buck with competitive 5.25% APY and 4.25% APY.

Woman at counter handing her card to a cashier

No-fee spending account

No monthly fees. No minimum balance required. Just a debit card that helps you earn rewards (like cash back).

Happy couple looking out window

Sounds good but have some questions?

Let’s get you on the line or 
in a branch ASAP dude.

Schedule an Appointment

Offer available to new and existing members on Certificate of Deposit (CD) accounts. Individual Retirement Accounts (IRA) CDs are included in this offer. Membership eligibility and restrictions apply. Federally insured by NCUA. Annual Percentage Yield (APY) is effective as of 12/27/2023. This is a limited time offer, and we reserve the right to modify or cancel the terms and conditions of the CD Offering at any point without notice. The minimum balance requirement to open a 5-month CD or IRA CD and earn the advertised fixed APY rate of 5.25% is $500. The minimum balance requirement to open a 13-month CD or IRA CD and earn the advertised fixed APY rate of 4.75% is $500. The minimum balance requirement to open a 19-month CD or IRA CD and earn the advertised fixed APY rate of 4.25% is $500.

The APY fixed rate of earnings assumes that the account balance remains at or above the stated minimum balance requirement for the full term of the CD. Penalties may be imposed for early withdrawals. Fees may reduce earnings. Individual Retirement Plans are subject to contribution, income, and rollover limitation; consult your tax advisor. At maturity, if you choose to renew your CD, the 5-month CD proceeds will automatically renew at a 3-month CD with the APY earnings base rate of interest in effect at that time. At maturity, if you choose to renew your CD, the 13-month CD proceeds will automatically renew at a 12-month CD with the APY earnings base rate of interest in effect at that time. At maturity, if you choose to renew your CD, the 19-month CD proceeds will automatically renew at a 12-month CD with the APY earnings base rate of interest in effect at that time. A grace period of 7 calendar days for renewal is available. Interest is paid monthly.

Review the Service Charge and Fee Schedule, the Certificate of Deposit purchase receipt, and the Membership Account Agreements, Disclosures and Information Guide for additional details.