Everyday money account
An account for the way you live (and spend) today
No monthly fees. No minimum balance required. Just a debit card that helps you earn rewards (like cash back).*
WeGotYa up to $200
Not enough funds in your account? No worries — WeGotYa up to $200 on spending with no overdraft fees — ever! (No need to opt-in.)**
Get paid early
Get paid up to two days early with direct deposit — all payments get to your account the day they arrive.
No hidden fees
No overdraft fees. No monthly fees. No minimum balance. No foreign transaction fees. And 30,000 free ATMs nationwide.
No more overdraft fees
Westerra members save a whole lotta dough. You have tools to monitor your account to cover transactions, or default to denying them when you don’t have the funds — without any fees.
Give your wallet some credit
Pay for daily transactions and bills with a credit card — then pay it off each month. That way, you can earn reward points for cash back and more. It's secure and helps you build that all-important credit score.
Free digital banking
All Westerra members get access to a free Digital Banking portal and mobile app that makes it easier than ever to keep track of payments.
Set up low balance alerts
You can set alerts in Digital Banking to get notified if your account reaches a certain high or low balance, or if transactions over a certain amount take place in your account.
The Westerra humble-brag
→ Why us? Westerra's community is built on meaningful personal relationships, not transactions. We're here for you with real support for your goals, your money and your financial education. That's the Westerra way.