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Federally Insured by NCUA.
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Equal Housing Opportunity.
Mailing Address:
P.O. Box 9408
Our local mortgage loan options are designed to help you buy or refinance a home in Denver with confidence, clarity and guidance at every step.
Local guidance from mortgage loan officers who know Denver
Competitive rates with clear, simple terms
Digital tools that help you apply, track and stay informed
Buying a home in Denver should feel possible — not overwhelming. At Westerra Credit Union, we take time to understand your goals and guide you through mortgage choices that support your budget and lifestyle. You get straightforward explanations, dependable service and a partner who is rooted right here in our Colorado communities.
We’re here to simplify your experience from application through closing with:
Fixed-rate and adjustable-rate loan options
Local underwriting for faster decisions
Clear terms with minimal surprises
Financial education tools to help you make confident choices
Mortgage loan officers who understand Denver neighborhoods and local market trends
You deserve a mortgage that supports stability today and long-term peace of mind. With modern digital tools, you can start your application, upload documents and check your progress on your phone. At the same time, our local lending team helps you understand each step so you can feel prepared — and supported — through the entire process.
Loan approval is subject to credit approval and program guidelines. Credit Union membership required. Interest rate and program terms are subject to change without notice.
*Annual Percentage Rate (APR) is the cost of the loan in percentage terms, taking into account various loan charges such as Prepaid Finance Charges (discount points, processing and underwriting fees, flood certificate, tax service, closing and wire fees, prepaid interest) and Private Mortgage Insurance (if applicable). Refi scenarios based on rate and term transaction, 760+ FICO, $400K or $900K (Jumbo) loan amounts at 60% LTV. Purchase scenarios based on 760+ FICO, $500K or $900K (Jumbo) loan amounts at 60% LTV. Variables such as LTV, CLTV, credit score, cash out, occupancy and property type, etc., could affect rate and APR. Rates are based on individual credit history and are subject to change without notice. Rates are for conventional-conforming loans only. Other rates and terms may apply for Jumbo and nonconforming/specialty portfolio programs. Please contact a Westerra Credit Union Mortgage Loan Officer at 303-321-4209 for more details. Westerra Credit Union NMLS 421606.
