Home Affordability Calculator: Find Your Perfect Price Range
Use our home affordability calculator to get a clear picture of what fits your budget. Just enter a few details to estimate your comfortable price range. When you’re ready, explore mortgage loan options built for Colorado homebuyers that help make your dream home a reality.
Conventional First Mortgage Loans | Rate | Discount | APR* |
|---|---|---|---|
30-Year Fixed — Purchase | 6.375% | (0.250%) | As low as 6.420% |
15-Year Fixed — Purchase | 5.750% | (0.125%) | 5.824% |
7/6M SOFR ARM — Purchase | 6.000% | 0.000% | As low as 6.228% |
30-Year Fixed VA — Purchase | 6.250% | (0.500%) | 6.413% |
Schedule an appointment with a Mortgage Loan Officer
Our team of real human beings is ready to help you make your next move.
Westerra financially supports the Colorado Homeownership Coalition, which provides mortgage assistance to individuals and families when they need an extra hand. In 2019, Westerra donated $7,640 to help people stay in their homes.
*Annual Percentage Rate (APR) is the cost of the loan in percentage terms taking into account various loan charges such as Prepaid Finance Charges (discount points, processing and underwriting fees, flood certificate, tax service, closing and wire fees, prepaid interest) and Private Mortgage Insurance (if applicable). Refi scenarios based on rate and term transaction, 760+ FICO, $400K or $900K (Jumbo) loan amounts at 60% LTV. Purchase scenarios based on 760+ FICO, $400K or $900K (Jumbo) loan amounts at 60% LTV. Variables such as LTV, CLTV, credit score, cash out, occupancy and property type etc. could affect rate and APR.
To determine your payment amount, click here to use the payment calculator. Rates are based on individual credit history and are subject to change without notice. Rates are conventional-conforming loans only. Other rates and terms may apply for Jumbo and nonconforming/specialty portfolio programs. Please contact a Westerra Credit Union Mortgage Loan Officer at 303-321-4209 for more details.
