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If you’re ready to make moves on a home, you might just be in luck. Fannie Mae and Freddie Mac have announced some big news: they’re giving $2,500 in credit to eligible HomeReady and HomePossible borrowers. This benefit applies to very low-income purchase borrowers (but don’t feel weird about that language – it’s based on your qualifying income being less or equal to 50% of the area median income of the house you’re wanting to buy. Not sure? Take a peek at your area on this map.)
If you qualify, the $2,500 will be provided at closing and can be used toward your down payment or closing costs, which can get expensive. This credit will be available for closings on or before February 21st, 2025, so make sure to ask your mortgage lender if you think you qualify. Don’t have one, you say? Let us make the intro – connect with one of our expert Mortgage Loan Officers now.
If you’re about to take the leap into first-time homeownership, we have plenty of resources to support this big financial step. Take a look at our Guide to Homebuying, learn about down payment options, and reach out to a Mortgage Loan Officer to get the ball rolling. You’ve got this!
*Borrowers must have a qualifying income of less than or equal to 50% of the area median income (AMI) of the property’s location. To be provided at closing and can be used toward down payment and/or closing costs. Fixed rate products only. Effective for loans funded between March 1, 2025 and on or before February 21st, 2025.
We are excited to announce that we will be hosting our annual all staff meeting and afternoon of service, "Volunterra" this Thursday from 12:00-5:00 P.M. MDT. During this meeting staff will work together to build kits to help support our community.
Westerra is excited to announce our new financing program called "One- time Close Construction- to- Permanent Loan" which will streamline loan processes for new home construction or renovation projects.
Our Belmar branch staff was happy to have joined the celebration with the Sekulich family of Army Sgt. John Sekulich, who turned 106 years young. Click “Read More” for a link to the interview.
The Board of Directors of Westerra Credit Union is pleased to announce the appointment of Steven Schmidle as its President and CEO, after serving as Acting President and CEO for the past several months.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. government agency. Westerra is only 1 of 3 credit unions recognized on Newsweek's "2024 Best Regional Banks and Credit Unions" annual list.
Equal Housing Opportunity.
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P.O. Box 9408