Westerra Blog

You can look at your finances, know the numbers and still feel uneasy about them.

There is a moment most of us recognize. You are tired. Stressed. Maybe bored. Maybe overwhelmed. You open your phone without thinking. A few taps later, something is in your cart. For a split second, it feels good.

When we were sent out into the world, most of us were not given much guidance around money. We were handed a framework. The dream. The idea of what we were supposed to do and when. What we were not given was the how.

When you need access to extra funds, choosing the right type of loan can feel overwhelming.

Credit Union Acknowledged by Newsweek and BauerFinancial; CIO Earns Industry Leadership Award

When your home is damaged by a storm, fire or other unexpected event, it can feel overwhelming. You are juggling phone calls, paperwork and decisions that all feel urgent.

Scams continue to evolve, and account takeovers are showing up more often in ways that feel personal and convincing.

Auto loan rates have taken quite a ride over the last few years. Before the pandemic, rates were steady and generally low. When the economy shifted, both rates and vehicle prices climbed quickly.

The idea behind it was clear: if you found a home you loved, buy it quickly and refinance later. The expectation was that rates would drop quickly and refinancing would be an easy way to lower your monthly payment.

We live in a time when information is everywhere. The moment you think about buying a home, your internet feed fills with articles, ads, calculators and confident opinions.

If you’re a homeowner managing high interest debt, you’re not alone. Many members are asking an important question right now: Should I refinance my mortgage to pay off debt?

Learn how to spot sweetheart scams, protect yourself and support loved ones. Westerra Credit Union shares tips, warning signs and steps to take if fraud happens.