Westerra Blog

Auto loan rates have taken quite a ride over the last few years. Before the pandemic, rates were steady and generally low. When the economy shifted, both rates and vehicle prices climbed quickly.

The idea behind it was clear: if you found a home you loved, buy it quickly and refinance later. The expectation was that rates would drop quickly and refinancing would be an easy way to lower your monthly payment.

We live in a time when information is everywhere. The moment you think about buying a home, your internet feed fills with articles, ads, calculators and confident opinions.

If you’re a homeowner managing high interest debt, you’re not alone. Many members are asking an important question right now: Should I refinance my mortgage to pay off debt?

Learn how to spot sweetheart scams, protect yourself and support loved ones. Westerra Credit Union shares tips, warning signs and steps to take if fraud happens.

Banking with a local credit union should never limit where you can manage your money.

Tax season is approaching, and we want to make sure you have everything you need to file with confidence. Here’s a simple guide to help you access your tax forms.

At Westerra Credit Union, we live and work and work in our community. We know that banking local matters because it strengthens the communities we call home.

When you stop to think about it, our entire lives revolve around relationships. From the very beginning, our relationship with our families, caregivers and teachers sets the foundation on which we build.

When you choose to bank local, you’re doing more than managing your money. You’re investing in your community, supporting your neighbors, and building a future that benefits everyone.

Buying your first home might feel out of reach, especially if you’re in your early 20s or navigating student loans, gig work or rising living costs. But here’s the truth: You don’t need to wait to become a homeowner.

If you’re planning to build a home or renovate your current one in Colorado, understanding construction loans is essential. Unlike traditional mortgages, construction loans are designed to fund the building process from start to finish.