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Business

Savings

No-brainer business savings

Earn interest while you save for taxes, insurance, or other business needs. With Westerra's savings^ account for small businesses, you can hit your goals faster and easier.

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Certificates of deposit (AKA CDs)

Put your business's money to work for you with our federally-insured CDs. We pay interest monthly, and there's only a $500 minimum deposit.

6/12/24

Term lengths you can choose for your CD.

$500

All it takes to start.

$250K

The amount of principal and interest that is federally insured by the National Credit Union Administration.

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Get full-fund-access with money market accounts

Think of money market** accounts like a CD's wilder younger sibling. Get the same high interest rates on your investment dollars — without all the rules. You can still access your money while it earns each month.

$5000

Minimum average balance (otherwise $10 monthly maintenance fee will apply).

Tiered interest rates

The more you save the more you can make with interest rates based on your balance.  

Free cash processing

Get up to $2,500 of free monthly cash processing. It's .10% of the dollar amount thereafter.

20 free deposits each month

Your first 20 deposit items are free each month. After that, each deposit item is $0.20.

Get in touch with a Business Banker to apply. We'd love to help!

Local checking for local business 

Check It Out
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Strap down a business line of credit

Get started
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Your business's one-stop-shop.

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Westerra's got big news to share

Contactless Cards Available March 12!

New card designs and features are coming to Westerra! We are proud to announce the new contactless cards feature that will add an extra layer of security to your everyday card transactions.

Explore more services

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Business Spending

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Branch Services

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Rates

^This account establishes your business membership at Westerra and includes a one-time $5 membership fee. Learn about federal regulations on business accounts under the Beneficial Ownership Rule.

Top 5-star rating for financial strength — see www.bauerfinancial.com. Federally insured by NCUA.

*Annual Percentage Yield. The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. APY based on minimum account balance of $500. Upon maturity, certificates may be renewed automatically for the same term and at the current rate. Penalties apply for early withdrawal. Amount of penalty for early withdrawal on the amount withdrawn for Business CDs is 90 days dividends on CDs of 12 months or less, and 180 days dividends on CDs over 12 months. Early withdrawal penalties may affect the principal balance. **The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. $5,000 average daily balance to avoid maintenance fee. Any fees may reduce earnings. ***The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. APY is based on minimum account balance of $100. Any fees may reduce earnings. ^The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. $5,000 average daily balance for Business Preferred Checking to avoid maintenance fee. $50,000 average daily balance for Business High Balance Checking to avoid maintenance fee. Any fees may reduce earnings.

View the Westerra Business Banking Fee Schedule.

**Regulation D - Due to reserve requirements on savings accounts, there is a limit of six (6) total phone withdrawals or electronic transfers per calendar month.