Services // Overdraft Protection
Kick overdraft fees to the curb
At Westerra, there are never any overdraft fees. We provide easy tools to help you manage your money, instead of charging fees when you can least afford it.
Transfer from a savings account
We link your checking and savings accounts to automatically transfer funds as needed. You can link a money market or other savings accounts, too. Call or visit a branch to set up these automated transfers for overdraft protection.
Transfer from a personal line of credit
Use a personal line of credit to automatically transfer funds as you need them. Apply online, at any branch or by calling 303-321-4209.
Transfer from your Westerra credit card
Link your accounts to make automatic cash advances from your credit card, up to the credit limit, for a 2% cash advance fee. Complete this form to set cash advances as overdraft protection.
Check out these tools to help you manage your accounts
Set alerts in Digital Banking
Get free, automatic updates when your account reaches a high/low balance or if transactions over a certain amount hit your account.
Download the CardNav App
Get real-time alerts for every transaction made on your account. You can also set spending limits and turn your card off and on with the tap of a button.
Tap into mobile banking with the Westerra app
It’s never been so quick or so easy to check your balances and stay updated on your account activity.
Not enough funds in your account?
No worries — WeGotYa up to $200 on spending with no overdraft fees — ever! Learn how to prevent declined transactions.