Skip to Main Content

Services // Overdraft Protection

Kick overdraft fees to the curb

Getting the notification about an overdraft never feels good, and a fee just makes it worse. Fortunately, there are plenty of ways to protect your checking account from annoying overdraft fees.

Woman sitting in her apartment

Transfer from a savings account

We link your checking and savings accounts to automatically transfer funds as needed. You can link a money market or other savings accounts, too.

Woman sitting at a table doing bookkeeping

Use a personal line of credit ...

... to automatically transfer funds as you need them. Apply online, at any branch or by calling 303-321-4209.

Setting up protection is great, but the best way to avoid overdrafts is to stay notified

Check out these tools to monitor your accounts and avoid fees

Set alerts in online banking

Get free, automatic updates when your account reaches a high/low balance or if transactions over a certain amount hit your account.

Download the CardNav App

Get real-time alerts for every transaction made on your account. You can also set spending limits and turn your card off and on with the tap of a button.

Tap into mobile banking with the Westerra app

It’s never been so quick or so easy to check your balances and stay updated on your account activity. 

Ask for a check register

Your local branch can help you make sure you keep track of all your checking account activity.