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Money Market Select up to 4.00% APY

Get paid to pay for the stuff you’re already paying for.

10 card swipes per month can earn you up to 4.00% APY on your Money Market Select account.

Money Market

Money Market Select account from Westerra.

 Just 10 swipes per month on your Westerra consumer debit or credit card can earn you up to 4.00% APY on your daily balance of $100,000 or more.


No monthly minimum balance


Ten swipes per month on your Westerra debit or credit card


maintenance fees.

How our Money Market accounts compare

Money Market vs. Money Market Select

Money Market

Money Market Select

Annual Percentage Yield (APY)

Monthly or Maintenance Fees



Withdrawal Limit



Minimum Deposit Requirement



Minimum Balance Requirement



Minimum Qualifications



*Must meet minimum average daily balance requirement and a minimum of 10 qualified Westerra consumer debit/credit card swipes per month.

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Everyday Money (and earning)

A checking account for the way you live (and spend) today. No monthly fees. No minimum balance required. Plus a debit card that helps you earn rewards. Checks optional.

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Give your wallet some credit

Pay for daily transactions and bills with a credit card — then pay it off each month. That way, you can earn reward points for cash back and more. It's secure and helps you build that all-important credit score.

Frequently asked Money Market account questions

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The dividend rate paid is based on the minimum average daily balance to the corresponding tier in any statement month that the specific account requirements are met. If the requirements are not met, the dividend rate of .05% APY is applied for the statement month. The requirements needed to receive the dividend rate are (i) minimum average daily balance that corresponds to the desired rate, (ii) 10 combined debit/credit card purchase transactions that post and clear in the statement months (i), on the same membership account. ATM and cash advance transactions do not count toward the debit card transaction requirement. Requirements are waived the first statement cycle the new share is opened and will earn the higher dividend rate. IRA, Roth IRA, and Business accounts are not eligible for this product. Rates subject to change without notice. Membership eligibility required.

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