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Home lending

Our free calculators can help you reach your housing goals! Estimate your monthly mortgage payments - including your principal, interest payments insurance and taxes; compare two loan options; determine if buying vs. renting is the right choice for you, and more.

There’s no place like home

And there’s no place like Westerra to help you buy, update, refinance or "MTV Cribs"-ify your home. We offer the products you need and the advice of real human beings to help you make your decisions.

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Mortgages with great rates? We’ve got those

Getting a mortgage is a big deal. Which is why it’s important you get a good one. We’ve got competitive rates and customizable options to make home sweet home feel a little sweeter.

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First-time homebuyer

Are you dreaming about buying your first home, but don’t know where to start? Buying your first home is a big deal — which is why we compiled all of the information you need to get started from mapping out the home buying process to digging into pre-approvals, credit scores, down payment assistance, and more.

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Our HELOCs empower you to think bigger

A home equity line of credit isn’t just a way to tap into your home’s value. It’s a chance to live your best life — whether that means fixing up your love nest, helping your kids dream bigger in college or finally checking the trip of a lifetime off your list.

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RENU loans for renewable energy home improvements

We’re working with the Colorado Clean Energy Fund to offer energy loans through the RENU Loan Program. If you haven’t heard of it, it’s a catchy way of saying we’re here to help you finance renewable energy home improvements at low, fixed-interest rates. Who said it’s not easy being green?

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The home of the future. Here today

Our energy efficiency loan lets you finance renewable energy home improvements from $500 up to $50,000, with repayment terms between 5 and 20 years. It’s easy and fast to apply and doesn’t require the use of the equity in your home.

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Make it happen with home improvement loans

The Westerra home improvement loan is designed to turn brightly lit dreams into well-financed realities, whether it’s remodeling your kitchen, updating your landscaping or adding an ultra-photographable mural to the living room. Hey, whatever you’re into.

Looking to buy a home or refinance?

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