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Home lending

Our competitively low closing costs just got lower – save up to an additional $1,000 on appraisal fees*. Limited time only.

There’s no place like home

And there’s no place like Westerra to help you buy, update, refinance or "MTV Cribs"-ify your home. We offer the products you need and the advice of real human beings to help you make your decisions.

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Mortgages with great rates? We’ve got those

Getting a mortgage is a big deal. Which is why it’s important you get a good one. We’ve got competitive rates and customizable options to make home sweet home feel a little sweeter.

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Our HELOCs empower you to think bigger

A home equity line of credit isn’t just a way to tap into your home’s value. It’s a chance to live your best life — whether that means fixing up your love nest, helping your kids dream bigger in college or finally checking the trip of a lifetime off your list.

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The home of the future. Here today

Our energy efficiency loan lets you finance renewable energy home improvements from $500 up to $50,000, with repayment terms between 5 and 20 years. It’s easy and fast to apply and doesn’t require the use of the equity in your home.

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Make it happen with home improvement loans

The Westerra home improvement loan is designed to turn brightly lit dreams into well-financed realities, whether it’s remodeling your kitchen, updating your landscaping or adding an ultra-photographable mural to the living room. Hey, whatever you’re into.

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RENU loans for renewable energy home improvements

We’re working with the Colorado Energy Office to offer energy loans through the RENU Loan Program. If you haven’t heard of it, it’s a catchy way of saying we’re here to help you finance renewable energy home improvements at low, fixed-interest rates. Who said it’s not easy being green?

Looking to buy a home or refinance?

View Mortgage Options

*Promotion is available for first mortgage purchase applications with a property on or before March 31, 2023. Appraisal credit will be applied at closing. One appraisal credit per closed loan transaction. Appraisal credit not to exceed $1,000. No cash out value, credit is to be applied only to closed loan transactions. Borrower is responsible to pay the full appraisal costs if loan transaction does not close. Restrictions and qualifications apply.