Get a Mortgage Checkup

Make the Most of Your Mortgage!

Whether you want to make home improvements, purchase your next home or make sure you have the best mortgage rate possible, Westerra Credit Union is here to help you with a Free Mortgage Checkup. Our mortgage professionals will help you discover the best next step for you!

  • Learn the value of your home. Now is the time to take advantage of low interest rates and rising home values to make home improvements or pay for that special event.
  • Get ready to make a solid offer on your next home with a FULL credit approval. Most lenders provide only a prequalification which is not a guarantee that your loan will be approved.
  • See if we can lower your interest rate and monthly payment.
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Mortgage Calculators
Find the Value of Your Home
Check Today's Mortgage Rates
View Payment Examples
Meet Westerra's Mortgage Loan Officers

Westerra financially supports the Colorado Homeownership Coalition, which provides mortgage assistance to individuals and families when they need an extra hand. In 2019, Westerra donated $7,640 to help people stay in their homes.

Colorado C logo Westerra is a local not-for-profit cooperative that keeps your funds working here in our community.

  • Competitive rates and no upfront fees.
  • No origination fee - just low underwriting and processing fees paid at closing. 
  • Full service lender - Fannie Mae Conventional with no additional overlays, FHA, VA and Portfolio financing. 
  • Down payments as low as 3.5% on FHA financing.
  • Down payments as low as 3% on conventional financing.
  • No prepayment penalty.
  • Automate your payments on a monthly, semi-monthly or bi-weekly schedule. If you choose to make bi-weekly payments, you are essentially making one extra principal payment per year. This allows you to pay off your mortgage sooner and pay less interest over the life of the loan.
  • Servicing retained on 99% of loans.
  • Options for self-employed and first-time borrowers.

Equal Housing Opportunity.