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We have made updates to our Membership Account Agreement and Business Account Agreement as part of our annual review. Find the current versions here.
Fraud Alert - We will never request that you provide your username/password, or sensitive account information by phone or text. Call us at 303-321-4209 if you believe your account has been compromised. Read more security tips here.
Westerra isn't a bank, it's a credit union. That means there's no stockholders — and your funds stay here in our local economy.
Deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA). Learn how share insurance rules apply with the NCUA's Deposit insurance Calculator.
If you're not already a member, you can open up a Westerra account with a minimum deposit of $5. You'll become a member of our modern financial community. Make connections. And prepare for your future.
Financial security for the future starts now. Earn competitive rates on the money you put away with individual retirement accounts.
Think of a certificate of deposit like savings on steroids. You'll earn money on your account balance with competitive rates. There's only a $500 minimum deposit, and dividends are paid monthly.
Money market accounts help you get higher rates on your savings — all while still keeping your money easily accessible. Federally insured by NCUA up to $250,000.
Unlike CDs, you'll have easy access to your money, similar to a savings account.
Get interest rates comparable to certificates of deposit — the greater your account balance, the more you'll earn.
The greater your account balance, the more interest you will earn. Interest is computed daily and paid monthly. Interest earned is based on account balance.
They might be little now, but someday they'll be flying the nest. College. World travels. Maybe even space travel. Either way, you can start saving money gradually over time to prepare for their future and get a debit card for a kid at any age too.
Coverdell Education (formerly the Education IRA) can be used to save for qualified elementary, secondary or higher education expenses for a child. That's smart savings.
Stress-less during the most wonderful time of the year with holiday club accounts. Make automatic payroll deductions for holiday shopping, travel, and dining.
Automatic payroll deduction sets aside money before it even hits your wallet. You'll be saving without a second thought! You can also deposit additional cash at any time.
Funds are automatically transferred to your checking or savings account at the beginning of the holiday shopping season. If you prefer, a check can also be mailed to you.
... Is computed daily and paid monthly. Your account remains open for future deposits after funds are distributed each year, unless you specify otherwise.
→ Why us? Westerra's community is built on meaningful personal relationships, not transactions. We're here for you with real support for your goals, your money and your financial education. That's the Westerra way.
Join Westerra in welcoming the newest member of our Mortgage team! As a trusted mortgage advisor, his strong foundation of knowledge and expertise will serve him, and his customer and clients well, as he steps into his this role.
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Westerra Credit Union has been honored with the prestigious Dora Maxwell Social Responsibility Award by the Go West Credit Union Association in recognition of our Westerra Cares community engagement initiative.
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Westerra is excited to announce our 2023-2024 School Grants Program! This program can award schools or departments up to $500 allowing them funds to purchase necessary school supplies and equipment.
Learn More.
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*Interest can be deposited directly into your Certificate of Deposit or Share Savings Account, or it can be mailed to you in check form. Early withdrawal penalties apply. This penalty may reduce earnings. Federally insured by NCUA.
Example assumes 7% Annual Percentage Yield.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. government agency.
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Mailing Address:
P.O. Box 9408