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Rates
Rates as of March 28, 2024
Bridge Mortgage Loan | APR+ |
---|---|
12 Months | as low as 10.49% |
FEATURED RATES as of March 28, 2024
Vehicle Loans | APRº |
---|---|
Business Auto Loans | as low as 7.24% |
Visa Credit Cards | APRº |
---|---|
Business Visa Rewards Balance Transfer | 4.99% intro rate for first 12 months, then 1 16.15%-21.00% variable APR+ |
Business Visa Rewards Card | 16.15%-21.00% variable APR+ |
Business Visa Balance Transfer | 2.99% intro rate for first 12 months, then 14.15%-21.00% variable APR+ |
Business Visa Card | 14.15%-21.00% variable APR+ |
Other Business Loans | APRº |
---|---|
Share/Certificate Secured | 3% above rate of share/certificate |
Business Line of Credit | as low as 13.00% |
Equipment | as low as 9.49% |
Unsecured | as low as 11.99% |
Find out more about how Westerra can help you and your business. Fill out the Business Services Request Form or call us at 303-321-4209.
FEATURED RATES as of March 28, 2024
Business Certificates of Deposit (CDs) Term (Period of Investment) | Minimum Balance | Interest Rate |
---|---|---|
6 Month | $500 | 2.374% |
12 Month | $500 | 2.472% |
24 Month | $500 | 2.570% |
Business Money Market Accounts** | Minimum Balance | APY*_ |
---|---|---|
$0-$4999.99 | 0.50% | |
$5,000-$9,999.99 | 0.50% | |
$10,000-$24,999.99 | 0.60% | |
$25,000-$49,999.99 | 0.70% | |
$50,000-$99,999.99 | 0.80% | |
$100,000-$249,999.99 | 0.90% | |
$250,000-$499,999.99 | 0.90% | |
$500,000 + | 0.90% |
Business Savings Accounts*** | Minimum Balance | APY* |
---|---|---|
$0-99.99 | 0.00% | |
$100 + | 0.05% |
Business Preferred Checking^ | Daily Balance | APY* |
---|---|---|
$0-$4,999.99 | 0.05% | |
$5,000-$24,999.99 | 0.10% | |
$25,000-$49,999.99 | 0.10% | |
$50,000-$99,999.99 | 0.10% | |
$100,000 + | 0.15% |
Business High Balance Checking^ | Daily Balance | APY* |
---|---|---|
$0-$24,999.99 | 0.10% | |
$25,000-$49,999.99 | 0.15% | |
$50,000-$99,999.99 | 0.15% | |
$100,000-$249,999.99 | 0.20% | |
$250,000 + | 0.20% |
Find out more about how Westerra can help you and your business. Fill out the Business Services Request Form or call us at 303-321-4209.
FEATURED RATES as of 03/01/2024
Promo Certificates of Deposit (CDs)** | Minimum Balance | APY* |
---|---|---|
5 Month | $500 | 5.00% |
13 Month | $500 | 4.75% |
19 Month | $500 | 4.25% |
Jumbo Certificates of Deposit (CDs)*** Term (Period of Investment) | Minimum Balance | APY* |
---|---|---|
12 Month | $100,000 | 2.75% |
24 Month | $100,000 | 2.85% |
60 Month | $100,000 | 3.15% |
Certificates of Deposit (CDs) | Minimum Balance | APY* |
---|---|---|
3 Month | $500 | 2.30% |
6 Month | $500 | 2.40% |
12 Month | $500 | 2.50% |
24 Month | $500 | 2.60% |
36 Month | $500 | 2.70% |
48 Month | $500 | 2.80% |
60 Month | $500 | 2.90% |
Individual Retirement Account (IRA) CDs | Minimum Balance | Dividend Rate | APY* |
---|---|---|---|
3 Month | $500 | 2.276% | 2.30% |
6 Month | $500 | 2.374% | 2.40% |
12 Month | $500 | 2.472% | 2.50% |
24 Month | $500 | 2.570% | 2.60% |
36 Month | $500 | 2.667% | 2.70% |
48 Month | $500 | 2.765% | 2.80% |
60 Month | $500 | 2.862% | 2.90% |
IRAs are Federally Insured up to an additional $250,000.
No Annual Fee - No Administrative Fee - Your contributions may be tax-deductible.
Rates as of March 28, 2024
Product | Term | APR*** |
---|---|---|
Home Equity Select Line of Credit | Up to 120 Months | as low as 9.24% |
Fixed Rate Home Equity Loans | Up to 60 Months | as low as 8.24% |
61-120 Months | as low as 8.49% | |
121-180 Months | as low as 8.74% |
Rates as of March 28, 2024
Conventional First Mortgage Loans | Rate | Discount | APR* |
---|---|---|---|
30-Year Fixed — Purchase | 6.625% | (0.375%) | 6.671% |
15-Year Fixed — Purchase | 6.125% | (0.125%) | 6.200% |
7/6M SOFR ARM — Purchase | 6.750% | (0.125%) | 7.440% |
30-Year Fixed VA — Purchase | 7.125% | 0.000% | 7.297% |
Jumbo First Mortgage Loans | Rate | Discount | APR* |
---|---|---|---|
Jumbo 30-Year Fixed — Purchase | 6.750% | (0.125%) | 6.773% |
Jumbo 15-Year Fixed — Purchase | 6.250% | 0.250% | 6.327% |
Jumbo 7/6M SOFR ARM — Purchase | 6.500% | 0.000% | 7.287% |
Rates as of 6/1/2023
Vehicle Loans | APR* |
---|---|
Auto Loans | as low as 7.24% |
Motorhomes | as low as 11.49% |
Motorcycles | as low as 8.74% |
Visa Credit Cards | APR* |
---|---|
Visa Signature Balance Transfer | 3.90% intro rate for first 12 months^ then 15.15%-21.00% variable APR+ |
Visa Signature Card | 15.15%-21.00% variable APR+ |
Visa Select Balance Transfer | 1.90% intro rate for first 12 months^ then 13.15%-21.00% variable APR+ |
Visa Select Card | 13.15%-21.00% variable APR+ |
Other Member Loans | APR* |
---|---|
Home Improvement Loan | as low as 8.99% |
Westerra Energy Efficient Loan | as low as 7.49% |
RENU Energy Efficient Loan | as low as 7.24% |
Share/Certificate Secured | as low as 3% above rate of share/certificate |
Personal Line (Overdraft Protection) | as low as 12.95% |
Personal Loan | as low as 11.99% |
Rates as of March 28, 2024
Savings Accounts | Daily Balance | APY* |
---|---|---|
Regular Savings | $100 or more+ | 0.05% |
Holiday Club | 0.05% | |
IRA Savings | 0.05% |
Everyday Money Account | Daily Balance | APY* |
---|---|---|
0.00% |
Interest Checking | Daily Balance | APY* |
---|---|---|
$50,000+ | 0.15% | |
$25,000-$49,999.99 | 0.10% | |
$2,500-$24,999.99 | 0.05% | |
$0-$2,499.99 | 0.00% |
Money Market Select | Daily Balance | APY* |
---|---|---|
If requirements** are met, the following rate will apply | $100,000+ | 4.00% |
$50,000-$99,999.99 | 3.00% | |
$25,000-$49,999.99 | 2.00% | |
$10,000-$24,999.99 | 1.00% | |
$1,000-$9,999.99 | 0.75% | |
$0-$999.99 | 0.50% | |
If requirements** are not met, the following rate will apply | All balance tiers | 0.05% |
Money Market Account | Daily Balance | APY* |
---|---|---|
$250,000 and over | 1.00% | |
$100,000-$249,999.99 | 1.00% | |
$50,000-$99,999.99 | 0.90% | |
$25,000-$49,999.99 | 0.80% | |
$10,000-$24,999.99 | 0.70% | |
$1,000-$9,999.99 | 0.60% | |
$0-$999.99 | 0.60% |