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Smiling woman tending plants in her small business shop, representing success with a Small Business Line of Credit

Small Business Line of Credit

You can do money with a Business Line of Credit from Westerra Credit Union. Proudly serving Colorado businesses, we’re here to help you grow, thrive, and keep your dreams local with flexible, trusted support.

Buy Now, Pay Later

Always Available

No Annual Fee

Small business owner at his desk managing finances with a Business Line of Credit from Westerra Credit Union

A Business Line of Credit is perfect for:

  • Small business owners

  • Contractors

  • Freelancers

Who need flexible, reliable funding to manage cash flow, handle slow seasons, or bridge the gap between invoices. Whether you're navigating ups and downs or ready to seize new opportunities, Westerra’s Small Business Credit Line puts you in control—so you can do money and grow your dream with confidence.

Local small business owner pouring coffee, representing everyday moments powered by a Business Line of Credit

Why You Need a Business Line of Credit:

  • Cover payroll with confidence during slow or unpredictable months

  • Purchase equipment or supplies when opportunities arise

  • Access emergency funds when the unexpected hits

  • Always available funds — only pay interest on what you use

  • Protect your accounts with built-in overdraft protection

Westerra Credit Union small business member storefront sign displaying "Bakery, Coffee Bar, Sandwiches" – representing local businesses supported by Westerra small business line of credit.

Simplify your finances. Strengthen your business.

Boost your financial flexibility with a business checking account built to support your growth. Enjoy seamless fund transfers, low fees, and tools that work as hard as you do.

Frequently Asked Business Line of Credit Questions

Standard account and credit qualifications apply. All loans are subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon credit performance. Visit Disclosures & Agreements | Westerra Credit Union (westerracu.com) to review Westerra’s Important Loan Information and Disclosures.