Banking Local: A Simple Way to Make a Big Difference

At Westerra Credit Union, we believe that you can do money, and that starts with choosing a financial partner that shares your values.

What Is Community Banking?

Community banking means putting people first. It’s about working with a financial institution that’s rooted in your neighborhood and focused on your success. Credit unions like Westerra are member-owned, which means every decision we make is designed to benefit you, not shareholders.

When you bank with Westerra, your money stays in Colorado. It helps fund local businesses, support schools, and provide financial education to families. It’s banking with purpose.

Why Banking Local Benefits You and Your Community

Here’s how choosing a credit union makes a difference:

• You’re more than a customer. You’re a member, and that means you have a say in how we operate.

• You get real value. We offer competitive rates, fewer fees, and personalized service because we’re not for profit.

• You support local impact. Your deposits help fund community programs that help your community thrive.

• You join a movement. Banking local is a way to align your financial choices with your values.

What Does It Mean to Be a Westerra Member?

Being a Westerra member means being part of something bigger. It means joining a credit union that’s committed to financial empowerment, inclusion, and progress. We’re here to help you rewrite your wealth story with progress, not perfection.

We know life can be complicated. But managing your money doesn’t have to be. If you’ve navigated I-70 traffic, survived back-to-school shopping, or figured out how to stretch a grocery budget, you’ve already done harder things. You can do money.

Frequently Asked Questions

Q: What’s the difference between a credit union and a bank?

A: Credit unions are member-owned and not for profit. That means we focus on serving our members and supporting our communities.

Q: Is my money safe at a credit union?

A: Yes. Deposits at Westerra are federally insured by the NCUA, just like FDIC insurance at banks.

Q: Can I access my money if I travel?

A: Definitely. Westerra offers nationwide ATM access through co-op shared branching and digital banking tools so you can manage your money wherever you go.

Q: How does Westerra support the community?

A: We invest in local causes, provide financial education, and offer products that help people thrive. In 2025, we donated over $540,000 to Colorado organizations.

Ready to Make a Difference?

Banking local is one of the simplest ways to support your community while improving your own financial well-being. At Westerra, we’re here to help you do both.

You can do money. And you can do it with Westerra.