Mortgage Documentation Checklist

Before you apply for a mortgage or pre-approval, you’ll need to round up a few forms. We’ve compiled a documentation checklist to make it easy, so nothing gets forgotten.

• Pay stubs (past 30 days)

• W-2s (2 years)

• Proof of other income sources (bonuses, commissions, child support, alimony or separate maitenance, SS Income)

• Account statements for checking, CDs, retirement, etc. (2 months)

• Letters from anyone giving you a gift to use for a down payment

• Court records (divorce decree, bankruptcy, foreclosure)

• ID (driver’s license or passport) to verify identity personal and business federal tax returns

• Leases for rental income

And with our digital resources, we may be able to take a few of these things off your plate (with just a little assistance from you).

Talk to a Mortgage Loan Officer to learn more about what will be needed when you apply for a mortgage.