As a not-for-profit financial cooperative, Westerra is owned by all who have accounts at the credit union. There are no stockholders – all proceeds are returned to members through higher dividends on savings, lower rates on loans, lower fees and enhanced convenience. More Coloradans are choosing Westerra. Here's why:
Low Fee Leader in Colorado – Westerra has earned a reputation for lower and fewer fees than other financial institutions. Take a look at our checking accounts without fees.
Westerra Gives Back More – Westerra returns more to members through lower interest rates on loans and higher dividends on savings. Westerra members save $491 annually in lower fees and better rates compared to banks in Colorado--and all members combined save $16.7 million every year. Check out today’s savings rates, loan rates and mortgage rates.
Voted Best of the Best by Consumers – Westerra was voted "Best of the Best" by readers of Colorado Community Media newspapers in 2015 and 2016. In our own monthly service quality surveys, 9 out of 10 members rate Westerra 9 or 10, with 10 being the highest service score possible!
Your Funds Stay in Colorado – Deposits are invested in members through loans for cars, homes, education and other needs, keeping funds working locally in Colorado.
Credit Unions Work Together By Sharing Branches and ATMs – We believe more can be accomplished by working together. You can access your Westerra accounts at 200 shared CO-OP Shared Branching locations in Colorado (5,000 nationwide) and through 1,000 Free ATMs in Colorado (30,000 nationwide).
Top 5-Star Rating for Financial Strength – Driven by our strong capital position, Westerra has earned the highest financial rating every quarter consecutively since 1992 by Bauer Financial, Inc. Deposits are federally insured up to $250,000 per member by the National Credit Union Administration (NCUA).
A Strong Local Heritage – Originally organized by teachers, Westerra has a strong heritage in our schools. We are committed to financial education through making presentations in classrooms, providing grants to schools and helping individuals and families learn smart money management skills. Learn more about us.
Easy to Join – Everyone in the 7-county Denver metro area can join. Stop by any of our convenient branches to open your account.
Westerra is a local not-for-profit cooperative that keeps your funds working here in our community.
Learn about our 80 year history!
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