GET A MORE PERSONALIZED
HOME EQUITY LINE OF CREDIT
We designed our HELOC Select to fit your life and your budget better. It offers the best of both worlds – the flexibility of a revolving line of credit and the peace of mind of a fixed-rate loan. So you can get the funds you need when you need them – and even how you want them.
Find out what a Westerra HELOC can mean to you. Click below to talk with one of our friendly loan experts who can explain all the benefits and guide you through the process. So you can Handle Everything Looking Outwardly Confident.
*APR=Annual Percentage Rate. The variable rate will adjust on the first day of the month following a rate change and shall be the Prime Rate as published in the “Money Rates” section of the Wall Street Journal plus a margin based on your creditworthiness and combined loan to value at the time of application. Variable rate may change after account opening. The rate will not exceed 18% APR. The floor rate is 3.50% APR. APR for fixed-rate advances of $5,000 or more will be set at the time you agree to a fixed rate advance and is based on the term and the original application. This fixed rate will be in effect for the whole term of the applicable fixed-rate subaccount, which cannot exceed the term of the loan. Minimum monthly payment is $50. As of May 1, 2021, APR as low as 3.74% based on creditworthiness. Property insurance and security interest in property required. No closing costs on owner-occupied properties for loan amounts of $150,000 or less. If an appraisal is needed, a fee will be assessed. Other loan closing costs may range from $175-$275. Federally insured by the National Credit Union Administration. Equal Housing Lender.