AT WESTERRA,
HELOC MEANS MORE.

Of course, HELOC stands for Home Equity Line of Credit. But it’s more than just tapping into your home’s value to access some extra dough. It’s the chance to live life to the fullest. Whether fixing up your love nest, helping your kids dream bigger in college, or finally checking that trip of a lifetime off the bucket list.




HELOC Means More

Westerra HELOC

YOUR EQUITY, YOUR WAY.

Lock in up to 3 fixed-rate loan amounts, each with their own rate and term

Access all or a portion of available funds at any time during the first 10 years

Repay over 10 years after the first 10-year draw period is up

No closing costs up to $150,000 loan amount





TODAY'S RATE


3.74%






GET A MORE PERSONALIZED
HOME EQUITY LINE OF CREDIT


We designed our HELOC Select to fit your life and your budget better. It offers the best of both worlds – the flexibility of a revolving line of credit and the peace of mind of a fixed-rate loan. So you can get the funds you need when you need them – and even how you want them.



HELOC Means More

Westerra HELOC




APPLY TODAY


Find out what a Westerra HELOC can mean to you. Click below to talk with one of our friendly loan experts who can explain all the benefits and guide you through the process. So you can Handle Everything Looking Outwardly Confident.



Apply Now


*APR=Annual Percentage Rate. The variable rate will adjust on the first day of the month following a rate change and shall be the Prime Rate as published in the “Money Rates” section of the Wall Street Journal plus a margin based on your creditworthiness and combined loan to value at the time of application. Variable rate may change after account opening. The rate will not exceed 18% APR. The floor rate is 3.50% APR. APR for fixed-rate advances of $5,000 or more will be set at the time you agree to a fixed rate advance and is based on the term and the original application. This fixed rate will be in effect for the whole term of the applicable fixed-rate subaccount, which cannot exceed the term of the loan. Minimum monthly payment is $50. As of May 1, 2021, APR as low as 3.74% based on creditworthiness. Property insurance and security interest in property required. No closing costs on owner-occupied properties for loan amounts of $150,000 or less. If an appraisal is needed, a fee will be assessed. Other loan closing costs may range from $175-$275. Federally insured by the National Credit Union Administration. Equal Housing Lender.




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