Business Checking Accounts with Rewards

Local Banking for Local Business

Business Value Checking

Business Preferred Checking

Business High Balance Checking

Why choose this option? No monthly fees, no minimum balance required. Returns interest for higher balances and larger transaction volume. Returns higher interest for higher balances with the largest transaction volume.

Minimum Balance

No minimum

$5,000

$50,000

Monthly Fee

-0-

$10 
if the monthly average of end-of-day balances is less than $5,000

$30 
if the monthly average of end-of-day balances is less than $50,000

Transactions

100 FREE/month
then $0.30 per item thereafter

250 FREE/month
then $0.35 per item thereafter

400 FREE/month
then $0.20 per item thereafter

Cash Processing

$5,000 FREE/month
then 0.10% thereafter

$10,000 FREE/month
then 0.10% thereafter

$25,000 FREE/month
then 0.10% thereafter

Unlimited FREE
CO-OP Network ATMs

FREE
CO-OP is the second largest ATM
network in the US

FREE
CO-OP is the second largest ATM
network in the US

FREE
CO-OP is the second largest ATM
network in the US

ATMs Outside the
CO-OP Network


 4 FREE/month
Then $2 each. Other ATM owner may charge fee.


 4 FREE/month
Then $2 each. Other ATM owner may charge fee.


 4 FREE/month
Then $2 each. Other ATM owner may charge fee.

Rewards Points on
Debit Card Purchases

Earn 1 reward point for every $3 on purchases you sign for

Redeem for cash, gift cards, travel and merchandise

Earn 1 reward point for every $3 on purchases you sign for
Redeem for cash, gift cards, travel and merchandise

Earn 1 reward point for every $3 on purchases you sign for
Redeem for cash, gift cards, travel and merchandise

Online Banking

FREE

FREE

FREE

Bill Payment

FREE

FREE

FREE

Mobile Banking

FREE

FREE

FREE

CardNav Security App and Apple Pay

FREE

FREE

FREE

eStatements

FREE

FREE

FREE

Overdraft Protection

YES
View Overdraft Protection Options

YES
View Overdraft Protection Options

YES
View Overdraft Protection Options

Debit Card Overdraft Fee

-0-
or Choose Courtesy Pay

-0-
or Choose Courtesy Pay

-0-
or Choose Courtesy Pay

Checks

Order Now

Order Now

Order Now

Interest

-0-

Yes - based on balance

Yes - based on balance

Business Value Checking

Why choose this option? No monthly fees, no minimum balance required.

Minimum Balance

No minimum

Monthly Fee

-0-

Transactions

100 FREE/month
then $0.30 per item thereafter

Cash Processing

$5,000 FREE/month
then 0.10% thereafter

Unlimited FREE
CO-OP Network ATMs

FREE
CO-OP is the second largest ATM
network in the US

ATMs Outside the
CO-OP Network


 4 FREE/month
Then $2 each. Other ATM owner may charge fee.

Rewards Points on
Debit Card Purchases

Earn 1 reward point for every $3 on purchases you sign for

Redeem for cash, gift cards, travel and merchandise

Online Banking

FREE

Bill Payment

FREE

Mobile Banking

FREE

CardNav Security App and Apple Pay

FREE

eStatements

FREE

Overdraft Protection

YES
View Overdraft Protection Options

Debit Card Overdraft Fee

-0-
or Choose Courtesy Pay

Checks

Order Now

Interest

-0-

Business Preferred Checking

Why choose this option? Returns interest for higher balances and larger transaction volume.

Minimum Balance

$5,000

Monthly Fee

$10 
if the monthly average of end-of-day balances is less than $5,000

Transactions

250 FREE/month
then $0.35 per item thereafter

Cash Processing

$10,000 FREE/month
then 0.10% thereafter

Unlimited FREE
CO-OP Network ATMs

FREE
CO-OP is the second largest ATM
network in the US

ATMs Outside the
CO-OP Network


 4 FREE/month
Then $2 each. Other ATM owner may charge fee.

Rewards Points on
Debit Card Purchases

Earn 1 reward point for every $3 on purchases you sign for
Redeem for cash, gift cards, travel and merchandise

Online Banking

FREE

Bill Payment

FREE

Mobile Banking

FREE

CardNav Security App and Apple Pay

FREE

eStatements

FREE

Overdraft Protection

YES
View Overdraft Protection Options

Debit Card Overdraft Fee

-0-
or Choose Courtesy Pay

Checks

Order Now

Interest

Yes - based on balance

Business High Balance Checking

Why choose this option? Returns higher interest for higher balances with the largest transaction volume.

Minimum Balance

$50,000

Monthly Fee

$30 
if the monthly average of end-of-day balances is less than $50,000

Transactions

400 FREE/month
then $0.20 per item thereafter

Cash Processing

$25,000 FREE/month
then 0.10% thereafter

Unlimited FREE
CO-OP Network ATMs

FREE
CO-OP is the second largest ATM
network in the US

ATMs Outside the
CO-OP Network


 4 FREE/month
Then $2 each. Other ATM owner may charge fee.

Rewards Points on
Debit Card Purchases

Earn 1 reward point for every $3 on purchases you sign for
Redeem for cash, gift cards, travel and merchandise

Online Banking

FREE

Bill Payment

FREE

Mobile Banking

FREE

CardNav Security App and Apple Pay

FREE

eStatements

FREE

Overdraft Protection

YES
View Overdraft Protection Options

Debit Card Overdraft Fee

-0-
or Choose Courtesy Pay

Checks

Order Now

Interest

Yes - based on balance

Use this calculator to determine which checking account works best for your business!
To open your account, stop by any branch location or schedule an appointment.
View the Westerra Business Banking Fee Schedule.

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