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Small Business Savings

With Westerra, You Can Do Money and Grow Your Business

Our business savings accounts combine competitive rates and personalized service to back your journey. Trusted by thousands of local businesses.

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Business Money Market

Grow your business savings with a high-yield savings account option designed to support your success. Earn more with tiered interest rates — the more you save, the more you earn. Enjoy 20 free deposits each month*, plus the peace of mind of a savings solution that helps you build capital without compromising access or flexibility.

Maintain an average daily balance of $5,000* to avoid a monthly maintenance fee. Whether you're managing cash flow or planning for growth, Westerra Credit Union gives your business the tools to thrive, backed by competitive rates and trusted local support.

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Small Business Certificates of Deposit (CDs)

Put your business’s money to work with our federally insured CDs, offering competitive interest paid monthly. With a low minimum deposit of $500 and flexible term lengths of 6, 12, or 24 months**, Westerra Credit Union helps you grow your savings safely and steadily.

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Pair Your Savings with a Small Business Checking Account

Keep your cash flow strong and your business moving forward with a checking account built for small business needs. Enjoy easy access, low fees, and tools that work seamlessly with your savings strategy.

Business Savings and CDs FAQs

^This account establishes your business membership at Westerra and includes a one-time $5 membership fee. Learn about federal regulations on business accounts under the Beneficial Ownership Rule.

*Annual Percentage Yield. The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. APY based on minimum account balance of $500. Upon maturity, certificates may be renewed automatically for the same term and at the current rate. Penalties apply for early withdrawal. Amount of penalty for early withdrawal on the amount withdrawn for Business CDs is 90 days dividends on CDs of 12 months or less, and 180 days dividends on CDs over 12 months. Early withdrawal penalties may affect the principal balance. **The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. $5,000 average daily balance to avoid maintenance fee. Any fees may reduce earnings. ***The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. APY is based on minimum account balance of $100. Any fees may reduce earnings. ^The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. $5,000 average daily balance for Business Preferred Checking to avoid maintenance fee. $50,000 average daily balance for Business High Balance Checking to avoid maintenance fee. Any fees may reduce earnings.

View the Westerra Business Banking Fee Schedule.