Start Saving Now

Your money will grow over time with Compound Interest--earning interest on interest (in addition to earning interest on your initial investment).  See the power of starting to save when you're young:

Scenario 1 - Starting Early
22 years old - save $2,000 per year for 9 years -  total investment $18,000:    You'll have $313,185 at age 65

Scenario 2 - Starting Later
31 years old - save $2,000 per year for 35 years - total investment $70,000:   You'll have $208,541 at age 65
                 
Difference Due to Starting Early:   You earned $104,644 more, thanks to compound interest!
                                                         And you put in $52,000 less of your own money!
                                                           Example assumes 7% Annual Precentage Yield.

Use these Savings Calculators to see how you can put this savings strategy to work for you:

• Savings Builder - See how consistent investing is an effective strategy for accumulating wealth.
• Savings Goals - See what it will take to reach your savings goals.
• Cool Million - Adjust your current savings plan to make you a millionaire.
• Emergency Savings - Compute your emergency savings needs.
• Benefits of Spending Less - Reducing your spending can be worth more than you might think.
• Deposit Insurance Calculator - The National Credit Union Administration's (NCUA) Share Insurance Estimator lets members know how share insurance rules apply to share accounts - what's insured and what portion (if any) exceeds coverage limits.

Don't procrastinate! Open your account online and set up automated deposits - or visit a Westerra branch today!  Choose Certificates of Deposit, Money Market Accounts, IRAs or other savings options.