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Checking // EVERYDAY MONEY ACCOUNT

Meet the easiest checking account ever

No requirements. No monthly maintenance fees. Just lots of features designed to make your life easier. (Boom.)

No monthly maintenance fees or requirements

No balance requirements, maintenance fees, or transaction minimums.

Earn debit card rewards while you spend

Earn 1 reward point for every $3 of purchases signed for.* Rewards include travel, gift cards, cool stuff, and cash back. Check ‘em out.

Get paid up to two days early

Why wait until payday to get paid? Get your paycheck up to two days early with direct deposit.

Courtesy Pay up to $200

Cover your account if you ever accidentally overspend. (We’ve all been there.) Here’s how it works.

Westerra Everyday Money Checking Benefits and Perks

  • No monthly minimum balance requirement

  • No monthly maintenance fee

  • Debit Rewards – Earn 1 point for every $3 spent*

  • Early Paycheck: Get paid up to 2 days early with direct deposit**

  • Apple Pay® / Google Pay™ / Samsung Pay™

  • Overdraft protection services and Courtesy Pay***

  • Mobile Deposit

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Hold up. What’s the catch?

Everyday Money accounts don’t earn interest 

(Yup, that’s the only one.)

Close up of a person putting coins into a pink piggy bank

If you want to earn interest, pair an Everyday Money Checking account with one of our savings options.

All the perks of being a Westerra member

Become a member and get access to all the great things our financial community has to offer. 

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Find the right account for you

Compare all of our checking accounts to find the one that fits you best. (Like a financial Cinderella moment)

Checking Accounts: Frequently asked questions

*Membership eligibility required and account qualifications apply. $5 prime share deposit required for membership. A $25 opening deposit is required for an Everyday Money Checking account. Transactions at ATMs not owned by Westerra or in a partnership with the CO-OP Network may incur fees by the machine’s owner. Review Westerra’s important account information and Fee Schedule for more information.

**Points not earned for cash back, ATMs or PIN based transactions.

**At Westerra Credit Union, our approach is to help members better manage their accounts by providing money management tools.Westerra Credit Union is known for fewer fees. Here's our Service Charge and Fee Schedule.

***Qualified members are automatically enrolled in Opt-IN for ACH and draft checks but are not automatically enrolled for one-time and recurring debit card transactions. Accounts must be brought positive within 30 days of going negative. Courtesy Pay Opt-In

Visa and the Visa logo are registered trademarks of Visa International Services Association. Apple Pay and the Apple Pay logo are trademarks of Apple Inc. Google Pay and the Google Pay logo are a trademarks of Google Inc. Samsung Pay and the Samsung Pay logo are registered trademarks of Samsung Electronics Co., Ltd.

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