First Mortgage Loan

Mortgages Made Easy - Apply Here!

HomeLoansHome LoansFirst Mortgage Loan

Whether you are just starting out, moving up or downsizing—or if your financial circumstances call for nontraditional solutions—Westerra Credit Union has a mortgage product to fit your needs!

  • Full service lender – helping more Coloradans achieve the dream of homeownership.
  • Exclusive Westerra products – for first-time homebuyers with low down payments, and for borrowers with self-employed or other nontraditional income.
  • Competitive rates to save you money.
  • No origination fee - just low underwriting and processing fees paid at closing.
  • Full credit approval – not just a prequalification, so you are ready to make a winning offer.
  • Retained servicing – make your payments to Westerra, your local Colorado credit union. You can even automate your payments on a monthly, semi-monthly or bi-weekly schedule. If you choose to make bi-weekly payments, you are essentially making one extra principal payment per year. This allows you to pay off your mortgage sooner and pay less interest over the life of the loan.

We’ll help you compare rates, terms and closing costs so you get the right mortgage!*  
Call 303-321-4209 to schedule an appointment, request a mortgage checkup, or start your application today.