Mortgages
You’ve already done so much—if you're here, you're on the edge of something incredible. We’re all in, ready to take that leap with you and make this next chapter unforgettable.
APR for 30-Year Fixed — Purchase*
APR for Jumbo 30-Year Fixed — Purchase*
APR for 7/6M SOFR ARM — Purchase*
Starting your home purchase journey
Determine your budget
How much house can you afford? Use our Home Affordability Calculator to determine your budget based upon income and down payment.
Get in touch
There's no better guide for your home purchase journey than one of our mortgage loan officers. Begin your application today and connect with our team.
Run the numbers
Use our mortgage calculator to calculate your monthly payments for various mortgage options
Check out our mortgage loan offerings below! From first-time buyers to refinancing and vacation homes, we've got you covered. And that's just to name a few! Explore our loans and start your new adventure today!
Home Buying Guide
Buying a home is a big deal, which is why we compiled all of the information you need to get started from mapping out the home buying process to digging into pre-approvals, credit scores, down payment assistance, and more.
Find a mortgage loan officer
Our team of real human beings is ready to help you make your next move
Already have a home?
Think it could be a little better?
Loan approval is subject to credit approval and program guidelines. Credit Union membership required. Interest rate and program terms are subject to change without notice.
*Annual Percentage Rate (APR) is the cost of the loan in percentage terms, taking into account various loan charges such as Prepaid Finance Charges (discount points, processing and underwriting fees, flood certificate, tax service, closing and wire fees, prepaid interest) and Private Mortgage Insurance (if applicable). Refi scenarios based on rate and term transaction, 760+ FICO, $400K or $900K (Jumbo) loan amounts at 60% LTV. Purchase scenarios based on 760+ FICO, $500K or $900K (Jumbo) loan amounts at 60% LTV. Variables such as LTV, CLTV, credit score, cash out, occupancy and property type, etc., could affect rate and APR. Rates are based on individual credit history and are subject to change without notice. Rates are for conventional-conforming loans only. Other rates and terms may apply for Jumbo and nonconforming/specialty portfolio programs. Please contact a Westerra Credit Union Mortgage Loan Officer at 303-321-4209 for more details. Westerra Credit Union NMLS 421606.
