My Name is Lester A. Bowers and I think I am the longest member of Safeway Credit Union, now Westerra -- 50 years. I do not believe in banks and do not use or belong to one and never will. My house loan and business are all with Westerra. When I tell someone to join Westerra, I tell them that I have been with Westerra 50 years and they have never made a mistake once with my account in all that time, so who should they want to handle their money? Perfect is as good as it gets. I thank them for their perfect service all these years, and plan on being with them to the end, I hope.