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No-fee spending account

No monthly fees. No minimum balance required. Just a debit card that helps you earn rewards (like cash back).

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Give your wallet some credit

Pay for daily transactions and bills with a credit card — then pay it off each month. That way, you can earn reward points for cash back and more. It's secure and helps you build that all-important credit score.

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Whether you're just starting out, moving up or downsizing, Westerra makes the mortgage process easy with local loan officers that help at every step.

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The Westerra humble-brag

→ Why us? Westerra's community is built on meaningful personal relationships, not transactions. We're here for you with real support for your goals, your money and your financial education. That's the Westerra way.

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Account services
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Come on in. We'd love to see you.

Branch services
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Digital Banking. Whenever, wherever.

Online services
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Not yet a Westerra member?

Open an account today.

How to Apply for a Membership