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We’ve combined the value of Westerra with the travel and entertainment benefits of Visa Signature® to bring you a premier card with amazing benefits, a low rate and no annual fee. And these additional benefits:
Apply for a Westerra Visa® Select secured credit card and secure it with your Westerra savings account. The Visa Select card offers the lowest of the low rates and no annual fee. Within six months, you'll be on your way to establishing or repairing your credit.
Learn more about share secured loans in this brief article titled Building Credit? Try A Secured Credit Card.
Visa Signature and Select Credit Card Rates & Terms
Credit Card Payoff Calculator
Learn More About Westerra Rewards
*APR=Annual Percentage Rate. Introductory balance transfer rate is valid for 12 billing cycles from account origination on balances transferred to a Visa Signature or Visa Select card from other financial institutions. +Your APR is the Prime Rate plus a margin of 4.65% - 15.65% for the Visa Select or 6.65% - 17.65% for the Visa Signature based on your credit qualification. APRs will vary with the market based on the Prime Rate. Published APR is effective as of 4/1/2020. Foreign Transaction Fees are 1.00% of the US dollar amount of the foreign transaction for foreign currency conversions, 0.80% of the US dollar amount of the foreign transaction for International Service Fee (ISA). Cash Advance Fee 2%. **Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.
Choose your Select® credit card from our gallery of FREE VISA® card designs--issued instantly at any branch!