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How to Redeem Reward Points | Westerra Credit Union

Shop using Westerra debit and credit cards to earn rewards points for your purchases. Learn how to redeem Westerra points and where you can spend them in our latest blog.

How to Redeem Rewards Points

Curious how you can redeem your Westerra credit or debit card points? You've come to the right place. Below we'll walk you through this simple process and provide guidance on how you can make the most out of those hard-earned points. Let's dive in!

What Are Rewards Points?

When you make purchases using a Westerra debit or credit card, you're not just spending – you're earning. Every purchase you make accumulates valuable reward points. As these points add up, you gain access to a variety of perks, from cashback to travel opportunities and gift cards. Our reward points program is our way of saying 'thank you' for choosing us.

How to Earn Rewards Points at Westerra

Westerra card holders can automatically earn points 3 ways.

How to Earn Extra Points at Westerra

Interested in going the extra mile? Earn additional points in the following ways.

  • Earn extra points when you make purchases online or in-store from participating SHOPSPOT merchants like Sams Club, Rover, ESPN and more online.

  • Earn bonus points when you use the SHOPSPOT feature on Westerra Rewards.

What Can You Redeem Rewards Points On?

After accumulating rewards points, use them in a way that matters most to you. Westerra offers a variety of rewards tailored to your preferences.

  • Cash Back: Opt to redeem your rewards points for cash, which will be directly applied to your account.

  • Fuel Rewards: Fueling your vehicle doesn’t have to cost an arm and a leg. Redeem points to save money at the pump.

  • Gift Cards: Transform your points into gift cards for your preferred shopping and dining destinations. Explore electronic gift card options for instant use online or in-store.

  • Travel: Got the travel bug? Westerra offers the largest array of travel rewards on the market. From flights and cars to hotels, cruises, vacations, and experiences, we’ll help you begin planning your next adventure.

  • Experiences: Your points open doors to experiences like theme parks, concerts, sports events, and more.

  • Merchandise: Got something in your shopping cart? Redeem points for merchandise like home appliances, sports gear, and more.

  • Charitable Donations: Choose to donate your points to charitable causes and make a positive impact on the world.

Redeeming Your Rewards Points

Ready to make the most of your rewards points? Learn how you can seamlessly redeem them through Westerra's user-friendly process.

Step 1: Membership in the Rewards Program

If you're already a holder of a Westerra debit card or an eligible credit card, congratulations – you're already part of our rewards program! The rewards points you earn with these cards will be automatically consolidated in your rewards account, making it convenient to access your benefits.

However, please note that personal and business reward points are tracked separately and won't be combined.

Step 2: Access Your Rewards Account

For personal accounts, start by logging in to your Digital Banking account through your browser. Then, keep an eye out for the "Card Rewards" option located in the "Quick Actions" menu on the right-hand side of your screen. This straightforward access point ensures that redeeming your points is just a few clicks away.

You can also access your rewards account online at Westerra Rewards. Simply register using your name as it appears on your Westerra account and the last six digits of either your Westerra Signature or Business Rewards credit or debit card.

Step 3: Stay Informed

Remember, rewards points have an expiration date, so it's a good practice to regularly check back to ensure you utilize your points timely. By staying informed about the status of your rewards, you can optimize your choices and make the most out of your Westerra benefits.

Earn When You Spend

At Westerra, we've made redeeming credit or debit card points simple. If you're interested in learning more about our card options and benefits, contact us. We'd love to help.

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